Bonus Rate for Participatory Products

For Endowment, 3 Payment Plan (3PP) and Education Protection Plan (EPP)

S.N. Date (Duration) Plan of Insurance Bonus Rate Term of policy
1 Inception till 15 July 2005 All Participatory 3PP, Endowment and EPP  50/1000 All
2 16 July 2005 till 15 July 2008 All Participatory 3PP, Endowment and EPP  25/1000 All
3 16 July 2008 till 16 July 2011 All Participatory 3PP, Endowment and EPP  30/1000 All
4 17 July 2011 till 15 July 2012 All Participatory 3PP, Endowment and EPP  35/1000 All
5 16 July 2012 till 15 July 2013 All Participatory 3PP, Endowment and EPP  35/1000 1- 15 Years
45/1000 16- 20 Years
55/1000 21 Years and above

16 July 2013 till 15 July 2016:-

Policy Type

Term of Policy

1 to 15 Years

16 to 20 years

21 Years and above

Endowment Plan

Rs. 40/-

Rs. 50/-

Rs. 60/-

Three Payment Plan (3PP)

Rs 35/-

Rs. 45/-

Rs. 55/-

Education Protection Plan (EPP)

Rs. 40/-

Rs. 50/-

Rs. 60/-


16 July 2016 till 15 July 2017:-

Policy Type

Term of Policy

1 to 15 Years

16 to 20 years

21 Years and above

Endowment Plan

Rs. 45/-

Rs. 55/-

Rs. 65/-

Three Payment Plan (3PP)

Rs 40/-

Rs. 50/-

Rs. 60/-

Education Protection Plan (EPP)

Rs. 45/-

Rs. 55/-

Rs. 70/-