Rural Term Insurance

Rural Term Insurance

Ensure your borrowers and accountholders are financially secure in the event of loss of life or disability.

Overview:

The product features are as follows:

  • Issue age: 18 -70 Years
  • Policy Term: 1 to 6 Years
  • Benefits: (i) Loss of Life; (ii) Accidental Death, Permanent Total disability (iii) Funeral expenses.
  • Minimum and maximum coverage amount in Nepalese Rupee:

Benefits

 

 

Minimum Coverage Amount

(in NPR)

Maximum Coverage

Amount in (NPR)

 

(i)  Loss of Life;

(ii) Accidental Death, Permanent Total disability

(iii) Funeral expenses.

(i) 5,000

(ii) 5,000

(iii) 500

 

(i) 2,000,000 including funeral expense benefit

(ii) 2,000,000

(iii) 40% of (i) Loss of Life

Premium rate: Will be provided based on census.

NIA Product Code: NIA/LI005/2065/066/GP/0016

Policy Wording

Policy Endorsement

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