Get to Know More About MetLife Nepal Health Insurance

Understanding Our Health Insurance Protection: The LifeCare

LifeCare is a pioneering product from MetLife Nepal that provides health insurance benefits, including financial coverage for loss of life, unexpected incidents, and the diagnosis of 24 specified critical illnesses.

Learning from what people truly need, LifeCare Term Insurance Plan is carefully designed to cater to prospects from different walks of life with flexible policy term, competitive premiums and financial coverage against eventualities which have high incident rate in the population.

MetLife Nepal was also the first to launch a special protection plan for female, LifeCare Beautiful. As part of MetLife Nepal health insurance, it covers major critical illnesses impacting women, including breast and cervical cancer. This product has received positive feedback and has become popular in the Nepali market, and it was also honored with the “Silver Stevie” award at the 15th Annual International Business Awards in 2018.

Other LifeCare Protection Options

LifeCare My Life: Provides financial coverage in case of loss of life only. This package provides adequate loss of life coverage at a minimum premium rate.

LifeCare Brave: Provides coverage against 14 dreaded diseases along with loss of life. The covered dreaded diseases, apart from Loss of Life coverage, is packaged as one benefit-General Critical illness.

The Need for Simplified Access to Healthcare in Nepal

In Nepal, there are several significant challenges that people encounter when trying to access healthcare services. One of the foremost issues is the limited access to quality healthcare facilities. Many regions, particularly rural areas, lack adequate medical infrastructure, leading to a scarcity of hospitals and clinics that offer comprehensive services. This often forces individuals to travel long distances to receive care, which can be both time-consuming and costly.

Another pressing challenge is the high out-of-pocket expenses associated with healthcare. Many individuals in Nepal face financial barriers when seeking medical treatment due to the costs of consultations, medications, and procedures. Whilst MetLife Nepal health insurance protects against dreaded diseases and critical illness, this is what MetLife Nepal aims to address by making comprehensive healthcare easily accessible.

Furthermore, there is a general low awareness of health insurance options among the public. Many individuals do not fully understand the benefits of having health insurance or how to navigate the available plans. This lack of knowledge can prevent them from taking advantage of insurance products that could significantly ease their healthcare costs and improve their access to necessary services.

Addressing these issues is essential to improving healthcare accessibility and ensuring that more individuals can benefit from the necessary medical services now provided through 360Health services, along with MetLife Nepal health insurance and life insurance.

Why Is the Integration of Healthcare and Insurance Important?

Given the current situation, integrating healthcare and insurance services onto a single platform is key to streamlining the process, saving time and reducing stress for customers.

That’s the reason we developed One by MetLife, a unique customer service app offering high-quality services, including healthcare, 360Health services, financial security, and various life and health insurance policies. Through this application, we aim to provide seamless digital experiences by allowing you easy access to both healthcare and insurance services at your convenience, including MetLife Nepal health insurance.

Benefits of Using One by MetLife

• Convenience: By accessing both MetLife Nepal health insurance and healthcare services on a single platform, customers save time and effort compared to managing multiple plans.
• Comprehensive Features of 360Health: With One by MetLife, you can easily access MetLife Nepal health insurance 360 Health features that provide a comprehensive solution that cares about your mental, physical, financial, and social health. MetLife aim to make healthcare easily accessible for customers by making it easier to diagnose, treat and cure their diseases with financial protection and behavioral shift towards a healthy lifestyle. The features include:

a) AI enabled Health Risk Assessment: Health assessment through finger scan or face scan.

b) At Home Medical Test: Home testing facilities through reputed hospitals and clinics.

c) Ambulance Service: Ambulance and emergency hotline services in major cities of Nepal.

d) Visit a doctor: Online appointment booking through the app.

e) General Tele-Doctor Consultation: Doctor’s consultation through phone call and
video call as well as facility of doctor’s prescriptions.

f) Home Medicine Delivery: Home medicine delivery through enlisted medicine suppliers.

g) My Life Card: Discounts available from enlisted hospitals, clinics, and test labs.

h) Doctor Across Borders: For scheduling medical appointments via phone and video calls for second opinion consultations with doctors outside Nepal through our partner.

i) Specialist Clinic Online: Booking service through our partner for one-on-one health consultations with specialist doctors via phone and video calls.

j) Healthy Push Reminder: Set up reminders for exercise, drinking water, taking medicine, and walking to help users maintain an active and healthy lifestyle.

As a pioneer in the health insurance industry, MetLife Nepal is committed to transforming the healthcare landscape by providing comprehensive health insurance options to protect our customers. By integrating these services through the One by MetLife app, we aim to simplify and elevate the healthcare journey for our customers with the introduction of 360Health services.

Learn more about MetLife Nepal health insurance and how our offerings can benefit you, by visiting our website here.